Are you confused about the role chartered surveyors actually play in the house buying process?
Well, you are not alone! Many people question the role of a chartered surveyor when buying and selling properties so hopefully, this guide will give you a better understanding. If your questions aren’t answered, then just get in touch and give me a call on 01983 731 198 today.
Is It Really Worth It?
Chartered surveyors are employed by the homeowners on various properties at either the request of the buyer or the mortgage provider. As one of the biggest questions chartered surveyors are asked is ‘are you worth the money?’, our services can set you back a small penny or two but the answer is always, yes, we are worth it.
Following the guidelines and standards set out by The Royal Institute of Chartered Surveyors, you can count on chartered surveyors to give you sound advice, solid accurate data and reliable documents that you can trust. You can find out the property condition, structural stability, home valuation and how much you should be paying for your property with the right chartered surveyor in your area. So, what are you waiting for?
Home Sweet Home
As your home is often one of the biggest investments you will ever make in your lifetime, it really pays to make sure you are making a sound purchase rather than a guess in the dark. Before you decide to go through with a final purchase agreement, you need to make sure that you know as much information as possible about the property so paying a chartered surveyor is sure to get you the insight you need.
With The Royal Institute of Chartered Surveyors confidently guiding homeowners into getting home buyer reports and condition surveys, they strongly recommend that all homeowners or potential buyers get a chartered surveyor when purchasing a property. Being a somewhat health check for many properties all over the UK, getting any assistance from a chartered surveyor is better than nothing.
Home Buyer Surveys and Home Valuations
One of the most popular home surveys that many chartered surveyors carry out, including me, is the home buyer survey and home valuation. If your property has been built within the last 150 years and in somewhat reasonable condition, this survey is designed to give you valuable insight into your property and in areas that you wouldn’t normally be aware of.
Please note, if you are expecting to carry out large building renovations or work on your property you will need a building survey.
- Property condition
- Property faults and defects that are visible
- Urgent recommendations that need carrying out with repair work
- Identification of woodworm, dry rot and wet rot
- Drainage condition
- Insulation in the property
- Estimated costs of property rebuilding in the event of a fire or other accident for insurance purposes
- Damp checking throughout the property
This home survey is more in depth than most and includes a comprehensive inspection of the property. Being particularly useful for homes that are listed buildings, of an unusual design or are planning extensive extensions and additional property, the building survey allows the homeowner to work closely with their chartered surveyor for their benefit.
Do you have a specific area of your property you are concerned about? Point it out and your chartered surveyor is more than happy to analyse it in depth!
Your building survey will cover various elements of your property including:
- Minor and major faults and how they will affect the property in the future
- The overall estimate of costs to repair the property
- Condition of damp proofing, insulation, drainage and the property itself
- Any technical information required for construction of the property and notes of the materials used
- Damp testing in the walls and the results
- Information regarding the location and how this affects the property
Get in Touch
To arrange home buyer surveys, valuations and building surveys call me today on 01983 731 198. As your local and experienced chartered surveyor, I am able to provide various property services to make sure you get the home of your dreams in no time at all.